[Loans] [Savings ] [Certificates ] [Money Market] [Visa] [0% Financing] [Fee Schedule]                   

              

Loans                              

   APR

    APR

Term

Auto Loans (Up to 100% Financing)*

1.99*% -

17.50%

Up to 84

*Promotional Auto Loan Special* Credit Scores 670 & Higher

1.99*% -

1.99*%

Up to 84

*Promotional Auto Loan Special* Credit Scores 640-669

4.99*% -

4.99*%

Up to 84

*Promotional Auto Loan Special* Credit Scores 600-639

8.99*% -

8.99*%

Up to 84

*Promotional Auto Loan Special* Credit Rebuilding Rate

17.50*% -

17.50*%

Up to 60

       
*Promotional Rec. Vehicle Loan Special* Credit Scores 670 & Higher

7.99% -

7.99%  

Up to 84

Recreational Vehicles(100% Financing)

8.50% -

15.25%

Up to 60

Recreational Vehicles(90% Financing)

8.25% -

15.00%

Up to 60

Recreational Vehicles(80% Financing)

8.00% -

14.75%

Up to 60

       

*Promotional Personal Loan Special* Credit Scores 670 & Higher

8.99% -

8.99%

Up to 48

Personal Loan - $1500 or Greater Up to 48 Months

8.99% -

17.00%

Up to 48

Personal Loan - $1499 or Less Up to 24 Months

8.99% -

17.00%

Up to 24

Overdraft Protection $1000

15.50%

15.50%

Revolving

Personal Loan - Credit Rebuilding/Guarantor $3,500 Max.

16.99%

17.90%

Up to 48

Share Secured (2% Above Share Account Rate)

 

 

n/a

*Share dividend rates subject to change monthly.

     

Certificate Secured (2% Above Certificate Rate)

 

n/a

Vacation Loans

11.99%

11.99%

12

Christmas Loans (October - December)

11.99%

11.99%

12

Select Visa Credit Card*

         8.90%

      8.90%

Revolving

Classic Visa Credit Card*

12.90%

12.90%

Revolving

Visa Credit Card Secured by Savings*

8.90%

8.90%

Revolving

*Earn points and purchase gifts!      

No Credit Check Loan

15.00%

15.00%

6

         Rates are subject to change without notice. Please contact your credit union for current information.

       APR = Annual Percentage Rate

* The lowest possible loan rate is listed for each category above. Your rate may be higher, depending on credit worthiness and/or other factors.

48 monthly payments of $26.83 per $1000 borrowed for 13% apr unsecured loans.

All loans are subject to approval.

Optional Credit Life and/or Credit Disability insurance is available.

Optional Auto Warranty and Gap Coverage is available.

* HELOC Variable Rate Loan, Subject to Credit Approval, Available in NC & SC Only

* Fixed Home Equity rates are reduced by .50 when using automatic payment.



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* Rates are subject to change without notice. Please contact your credit union for current information.

 

Savings

APY

Term

Share Account ($5.00 Establishes and Maintains Membership - $100 Min Bal to Earn Div)

.15%

n/a

Checking Account (No Min Bal)

00%

n/a

E-Checking Account (No Min Bal) (Dividends paid up to $25,000)

.25*%

n/a

Holiday Club Account ($100 Min Bal to earn Div - Acct Bal Mailed to Member Nov 1st Yearly)

.30%

n/a

Vacation Club Savings Account ($100 Min Bal to earn Div - One Withdrawal per Calendar Quarter)

.30%

n/a

Daily Money Market Account ($250.00 Min Balance)

.20%

n/a

IRA Accumulation Account

.35%

n/a

 

All dividends are posted to member accounts monthly.

Deposits are insured to at least $250,000 by the National Credit Union Administration, a Federal Government Agency backed by the U. S. Treasury Department.


A penalty may be imposed for early withdrawal.

APY =  The annual percentage yield measures the total amount of interest paid on an account based on the interest rate and the frequency of compounding.

* To qualify for e-checking a member must have direct deposit and e-statements.
 

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Rates are subject to change without notice. Please contact your credit union for current information.

 

Certificates

                                         

                                       

APY

Term

6 Month Term Certificate($500 min to open)

.25%

6

12 Month Term Certificate ($500 min to open)

.40%

12

18 Month Term Certificate($500 min to open)

.55%

18

24 Month Term Certificate ($500 min to open)

.65%

24

30 Month Term Certificate ($500 min to open)

.75%

30

36 Month Term Certificate($500 min to open)

.90%

36

48 Month Term Certificate ($500 min to open)

1.25%

48

60 Month Term Certificate($500.00 min to open)

1.35%

60

IRA Accumulation Account

.35%

n/a

 

All dividends are posted to member accounts monthly.


Deposits are insured to at least $250,000 by the National Credit Union Administration, a Federal Government Agency backed by the U. S. Treasury Department.


APY =  The annual percentage yield measures the total amount of interest paid on an account based on the interest rate and the frequency of compounding.
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