Your Credit Union is always looking for ways to help our members protect their accounts and their cards. We are excited to announce smsGuardian so that you can be warned of certain activity that could indicate fraud on your account via a text messaging service. It is a free service. However, message and data rates may apply through your carrier.

If activity from your Visa Debit card triggers the warning system, you will be sent a text message with a code. If the transaction is correct, you can ignore the message. If the transaction is fraudulent, please respond with the code provided in the text. Our fraud analysts will take care of the issue immediately. If you don't want the service anymore, simply respond with "STOP."


If you need help, reply to an Alert message with the word HELP. You may also click on the “Service Usage Guide” link on the Website or call (888) 868-8611.

It really is that simple...Register your Visa Debit card today to protect your account!